Description
Five women, one money group, zero excuses. They were five young women with good jobs, big dreams, and a familiar problem: too much month left at the end of the money. So they did something radical — they formed a money group. Meeting regularly to share goals, track spending, and hold each other accountable, the Smart Cookies paid off debts, boosted savings, and took control.
The Smart Cookies’ Guide to Making More Dough and Getting Out of Debt tells their story and distills their system: the budgeting methods, the accountability structures, and the mindset shifts that turned five debtors into five savers. Written with warmth and zero judgment, it proves financial transformation is a team sport — practical, supportive, and built on community rather than deprivation: It is personal finance with friendship at its center.
For anyone who has ever struggled with money alone — proof that getting out of debt is easier, and more fun, together.
Five women, one money group, zero excuses
They were five young women with good jobs, big dreams, and a familiar problem: too much month left at the end of the money. So they did something radical — they formed a money group. Meeting regularly to share goals, track spending, and hold each other accountable, the Smart Cookies paid off their debts, boosted their savings, and took control of their finances. Their story even landed them on Oprah.
In The Smart Cookies’ Guide to Making More Dough and Getting Out of Debt, Jennifer Barrett and the Cookies share the practical system that worked for them: how to budget without giving up what you love, spot the spending traps that keep you broke, and turn small changes into big results. Warm, funny, and refreshingly jargon-free, this is personal finance advice from real women who have been exactly where you are.
Whether you are drowning in debt or just want to get smarter with money, grab some friends and start your own money group — this book shows you how.
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